You don’t have to be a rocket scientist to purchase a home. You just need some sound advice from qualified professionals and the rest is easy. In today’s market the first thing you need to do is talk to a bank, a credit union, a mortgage company or where ever you are getting the money from. This one needs to be repeated. The first thing you do is check on financing. In our market you will be required to submit a pre approval letter with the offer. Even if the offer is cash you will be asked to verify where the funds are coming from. For some reason people don’t want to do step one. Step two is to view areas and or homes with an agent that knows the business of Real Estate. Picking a friend at the office, a relative who is just started in Real Estate or someone working part time is usually not the best idea. Step three, write an offer, entertain counter offers, agree (or not) then proceed to inspections. Step four, meet me at closing. Sounds pretty simple. It is simple if you secure your financing and hire the right people. Most horror stories usually begin with incorrect information about financing. If it sounds too good to be true it probably is. The nightmares continue when you choose an inexperienced agent or an agent with their own agenda. Don’t be afraid to go “Donald” Trump on the loan officer or the agent, simply say “your fired”. This year with be my thirtieth year as a licensed Real Estate professional. I want your home buying experience to be as pleasant as it should be. Until next time, Matt
